# Why Shell Finance
* **Low Interest Rates**: Achieved significant cost reductions in borrowing costs to 6-20% through Peer to Pool liquidity utilization in the UTXO model.
* **Redeem Anytime**: Once a lending relationship is established, you can redeem your collateral using $sUSD at any time.
* **Trustless**: The design of PSBT and DLC securely locks users' collateral assets in Taproot scripts, eliminating the need for any entity to trust or custodian them.
* **Liquidity Liberation**: Obtain low-interest $sUSD loans through Shell Finance, unlocking additional liquidity.
* **Increased Earnings**: Users can convert borrowed $sUSD into $BTC for further trading, providing liquidity for the sUSD/BTC trading pair, or deposit it into BSR, generating more profits.
### Supported Assets
Shell Finance plans to gradually expand its support to include a variety of on-chain assets such as BTC, Ordinals, Runes, BRC-20, and Atomicals, which will be eligible as collateral for loans.
### Oracle
Shell Finance utilizes [Apro Oracle](https://www.apro.com/) as a third-party oracle, updating market positions based on real-time quotes and secret values provided by the oracle (used for trustless liquidation).
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